The Power of 401k Catch-Ups
Discover how 401(k) catch-up contributions—especially the new "super catch-up" for ages 60-63—can significantly boost your retirement savings. See the potential difference these contributions could make by age 67.
Your Information
%
2026 Contribution Limits
Standard Contribution Limit$24,500
50+ Catch-Up Limit+$8,000
60-63 "Super Catch-Up" Limit+$11,250
Your Catch-Up Benefit
Additional Savings by Age 67
$0
Additional Monthly Income Over 30-Year Retirement$0
Projected Balance at Age 67
Regular Contributions Only$24,500/year
$0With 50+ Catch-Up$32,500/year
$0With Super Catch-Up (60-63)$35,750/year ages 60-63, then $32,500/year
$0Growth Comparison
This is the additional amount you could accumulate by age 67 if you take full advantage of catch-up contributions, including the enhanced "super catch-up" for ages 60-63. This could provide approximately $0 in additional monthly retirement income.
Have A Question About This Topic?
Related Content
Social Security Benefits: How Much Will I Receive
Calculating your potential Social Security benefit is a three-step process.
Inflation & Your Money
It's important to understand how inflation is reported and how it can affect investments.
How the SECURE Act 2.0 Changed RMDs
Understand how SECURE Act 2.0 affects RMDs and how using a QCD can possibly benefit both taxes and charitable goals.